News Topics
- Reverse Mortgage (22)
- Retirement (12)
- Reza Jahangiri (8)
- Tom Selleck (5)
- Television Commercial (3)
- Home Equity Solutions (3)
- NRMLA (2)
- Money Saving (2)
- Veterans (2)
- AAG (2)
- BBB (2)
- Investing (2)
- Medicaid (2)
- AARP (2)
- Retirement Plan (1)
- Seniors (1)
- HECM (1)
- Long-term Care (1)
- Care Givers (1)
- Refinance (1)
- Retirement Lifestyle (1)
- Mortgage Industry (1)
- DoSomethingGood (1)
- Helping Seniors (1)
- Irvine Tower (1)
- The OC Register (1)
- BBB Torch Awards (1)
- Reverse Mortgage Lender (1)
- Apres (1)
- Job Opportunities (1)
- AAG Wholesale (1)
- Orange County Business Journal (1)
- Retire Better (1)
- Entrepreneur (1)
- VA loan (1)
- Home Equity Conversion Mortgage (1)
- HECM for Purchase Loan (1)
- Retirement Checklist (1)
- Taxes (1)
- Senior Citizen Names (1)
- How to Make Money in Retirement (1)
- Classes for Senior Citizens (1)
- Zero State Income Tax (1)
- Rent Calculator (1)
- Social Media Influencer (1)
- Lyn Slater (1)
- Harry Bernstein (1)
- Maye Musk (1)
- Phyllida Barlow (1)
- Colonel Sanders (1)
- Fauja Singh (1)
- 401k (1)
- Top Company Cultures (1)
- Real Estate (1)
- Save Money in Retirement (1)
- Income (1)
- Spending Habits (1)
- Borrower Stories (1)
- Security (1)
- Heat (1)
- Summer (1)
- Temperature (1)
- Yard Sale (1)
- Community Building (1)
- Orange Senior Center (1)
- Anti-Scam Defenses (1)
- OC Seniors (1)
- High Interest Debt (1)
- Robo-Adviser (1)
- Home Improvement (1)
- Travel Tips (1)
- Travel Insurance (1)
- Doctor Check-Up (1)
- Remodel (1)
- Contractor (1)
- Game Show Reboots (1)
- National Older Americans month (1)
- Older Adults (1)
- Neighborhood Watch (1)
- Entrepreneur Magazine (1)
- Bucket List (1)
- Memoir (1)
- Money (1)
- Health (1)
- End-of-Life Documents (1)
- Financial Documents (1)
- Veterans Benefits (1)
- Supplemental Security Income (1)
- Healthcare (1)
- Grandparents Scam (1)
- Law Enforcement (1)
- Working (1)
- What Is Medicaid (1)
- Medicare (1)
- Tips for Widows (1)
- IRA Accounts (1)
- Social Security Benefits (1)
- Pension Benefits (1)
- Condo (1)
- Jumbo Reverse Mortgage (1)
- Downsizing (1)
- Know Your Neighbors (1)
- Administration on Community Living (1)
Do I need to get my house appraised to refinance?
Yes, an appraisal is a required part of the process. AAG will send an appraiser to your house to assess the property and make a judgment on its current market value. This will be used in determining the final loan amount.
Read MoreCan I consolidate my debt by refinancing?
By selecting a cash-out refinance, you can access funds to pay off high-interest debt. This can be a smart move because the interest rate on your mortgage is likely to be lower than the interest you’re paying on credit cards or other types of debt, and the interest you pay on your mortgage may be […]
Read MoreWhen is it a good time to refinance?
If you’re thinking about refinancing, you’ll need to have built up enough equity in your home, which means you’ve been there for at least a year, and you’ll need to be current on your mortgage payments. If interest rates have dropped, or if your adjustable-rate mortgage is about to adjust, it may be a good […]
Read MoreCan I refinance if I have poor credit?
If you’re looking to refinance but are concerned about your credit, there are options out there to help. A conventional refinance requires a minimum credit score of 620, but of course, the higher your score, the better your rate. While refinancing with bad credit will likely mean you’ll be offered a higher interest rate, it […]
Read MoreHow much does it cost to refinance my mortgage?
A refinance loan typically costs about 2-3% of the loan amount. Ensure that your savings will outweigh the expense by calculating your break-even point, or the total closing costs divided by your monthly savings.
Read MoreCan I refinance with an FHA loan?
Yes, it is possible to refinance your conventional mortgage into an FHA loan, and the rates are comparable to conventional loans. Refinancing into an FHA loan might be a solid option if you have spotty credit, as these loans have less stringent credit requirements. But the trade-off is that FHA loans come with upfront and […]
Read More