Can I refinance with an FHA loan?

May 2, 2018

Yes, it is possible to refinance your conventional mortgage into an FHA loan, and the rates are comparable to conventional loans. Refinancing into an FHA loan might be a solid option if you have spotty credit, as these loans have less stringent credit requirements. But the trade-off is that FHA loans come with upfront and recurring mortgage insurance premiums. Talk to your AAG professional about whether refinancing into an FHA loan makes sense for you.

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