Access more equity
on a high-value property.

Why Choose the AAG Advantage Jumbo Loan?

Do you own a high-value home and are looking into a reverse mortgage or refinance loan? At AAG, we proudly offer older Americans the ability to access up to $4 million in loan proceeds from either solution. As you begin planning to improve your retirement with the help of home equity, be sure to chat with an AAG professional to see which option may be the better solution.

Access Up to $4 Million

Access Up to $4 Million

Withdraw significantly more equity and take all available proceeds in one lump sum.

One Loan from One Lender

One Loan from One Lender

Receive the maximum proceeds from your high-value home with the convenience of a single lender.

No Mortgage Insurance Required

No Mortgage Insurance Required

The AAG jumbo loan products do not require mortgage insurance, unlike traditional reverse mortgage and refinance loans.

Who is an AAG Jumbo Loan Good For?

If you own a high-value property and are looking to access your home equity, a jumbo loan—either a reverse mortgage or refinance—could be a great choice that can help elevate your financial situation in retirement. And because jumbo loans from AAG work just like other loans, you can use the proceeds to pay off bills or purchase a new home. Chat with an AAG professional to see which option may suit your specific situation.

The Maximizer
Did you purchase your home when prices were low or has your home value grown over the years? Use the monthly or lump sum payments from a reverse mortgage loan or the proceeds from a refinance loan to supplement your social security and other income without tapping into your investment portfolio.
The Thoughtful Planner
You’ve spent years investing in your home and now you want to tap into that nest egg and enjoy it. Access your hard-earned equity so you can make the most of your retirement years.

Which Jumbo Loan Is Right for Me?

Because every situation is different, there is no silver bullet. The best way to determine whether a jumbo reverse mortgage or jumbo refinance loan is right for you is to have a conversation with one of our home equity solutions professionals.

Introducing the AAG Advantage Reverse Mortgage Jumbo Loan

For those homeowners who qualify, we now offer the AAG Advantage reverse mortgage loan, a unique solution created exclusively for high-value homeowners. Unlike a traditional reverse mortgage loan, the AAG Advantage jumbo loan is a private reverse mortgage offering that allows borrowers to access up to $4 million of their home equity in tax-free* cash. The loan has a fixed rate and allows you to take out the money in one lump sum at closing.

The AAG Advantage loan is like a traditional reverse mortgage in that:

  • The borrower can eliminate monthly mortgage payments.
  • The borrower must continue to pay property taxes and homeowner’s insurance, and must keep the home in good repair, per the obligations of the loan.
  • The borrower remains the owner of the home and on title.**
  • The amount you can borrow depends on the value of your property, your interest rate and your age.

What Does It Take to Qualify for the AAG Advantage Loan?

To qualify for the AAG Advantage, borrowers must meet the following requirements.

  • You must be at least 62 years old.
  • You must own a high-value property and it must be your primary residence.
  • An AAG Advantage loan must be able to deliver more proceeds than a traditional reverse mortgage.

Features and Safeguards

As a proprietary reverse loan offering that resembles the functions of a traditional reverse mortgage, the AAG Advantage has several safeguards in place to protect borrowers.

  • Borrowers must complete a counseling course to ensure they are aware of their options and the obligations of the loan.
  • Borrowers undergo a financial assessment to ensure their ability to comply with the loan terms.

Ready to explore these options? Call AAG and speak with one of our professionals today at (800) 224-9121.



*Consult your tax advisor.
**You cannot lose your home under normal circumstances and so long as you pay your taxes and insurance and otherwise comply with the loan terms.


Or chat with one of our home equity specialists by calling (800) 224-9121


Or chat with one of our home equity specialists by calling (800) 224-9121

Frequently Asked Questions About Jumbo Loans

With AAG’s jumbo reverse mortgage, you can access up to $4 million in equity. The amount you can receive will depend on three factors: your age, the interest rate and the value of your property. The loan is a fixed-rate loan and the proceeds will be dispersed in one lump sum at closing.

Yes, AAG will send an appraiser to your home to assess its value and inform the total loan amount.

Similar to a traditional reverse mortgage, jumbo borrowers must meet the specific obligations of the loan, which include the payment of property taxes, homeowner’s insurance and keeping the house in good repair.

Yes, as with a traditional reverse mortgage, jumbo borrowers must complete counseling to ensure they are informed of all their options and are aware of the obligations of the loan. AAG Advantage borrowers must earn a special counseling certificate to move forward with the loan.

About American Advisors Group

At American Advisors Group, we love our clients, and they love us back! See our Customer Reviews page and get a glimpse of what it means to be a part of the American Advisors Group family.

We at American Advisors Group pride ourselves on our thoroughness. We sit down with you and guide you through each phase in the process, explaining every step of the way. It is a very personal process, as we get to know you and make it a priority to fully understand your situation and needs. We treat our clients not as numbers, but as a family.

At American Advisors Group, our Reverse Mortgage Professionals go through a comprehensive training program and licensing process. They must pass federal and state tests in order to get their Loan Officer License through the National Mortgage Licensing System. Our professionals are also trained in customer service, and how to connect with people. Because of this, our loan officers are thoroughly knowledgeable and strive to share as much of that knowledge with you as possible, so you are able to make an educated and informed decision. Your particular situation is unique and deserves the individualized time and attention of one of our Reverse Mortgage Professionals.


Or chat with one of our home equity specialists by calling (800) 224-9121