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Today, whether your goal is to buy a home or a car, rent an apartment, apply for a job, obtain a business loan, receive a lower insurance rate or simply get your utilities turned on in your name, you can expect the person or company evaluating your application to ask for permission to review your […]
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When you were younger, applying for your first credit card, you probably recall the paradox you faced. Before a bank would issue you a card, it wanted to see your credit history, which left you wondering, “How could you have a history, if you didn’t have a card?” Your chicken and egg situation hardly seemed […]
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If you’re retired, own your own home or just feel you have pretty much bought everything you’re ever going to need in life, you may assume that maintaining a good credit score is no longer such a big deal. What difference does it really make, you ask yourself, if your FICO score is 500 or […]
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