Give More Clients the Care They Need in the Home They Love.

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At AAG, we have helped thousands of homeowners strategically use their home equity to achieve a better retirement. With our wide-ranging home equity solutions, older Americans can customize the right plan for their specific healthcare needs, including in-home care.


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Our Goals

  • Educate seniors and their families on all funding options available to them.
  • Avoid having home care services prematurely or unnecessarily lowered or canceled.
  • Reduce financial stress over the ongoing or increasing cost of care for clients and their families.
  • Retrofit, remodel, or modify the home for safety, prevention, and other needs.

Senior Care Graphic

HECM Borrower Basics

  • Must be 62 or better.
  • The home must be their primary residence.
  • No monthly mortgage payments are required so long as they continue to pay property taxes and homeowners insurance and maintain the home.
  • Equity can be accessed several ways – lump sum, monthly payments for life, as a line of credit that can grow over time, or a combination of these for added flexibility.

More AAG options: VA, FHA, traditional, refinance, jumbo, jumbo reverse, reverse for purchase and jumbo reverse for purchase loans.

¹https://assets.aarp.org/rgcenter/ppi/liv-com/aging-in-place-2011-full.pdf
²https://www.prnewswire.com/news-releases/1-in-3-americans-has-0-saved-for-retirement-300234464.html
³https://www.prnewswire.com/news-releases/senior-housing-wealth-exceeds-record-9-57-trillion-301400814.html

Our Partners & Integrations

Home equity solutions can help older adults cover the cost of long-term care in the comfort of their home. Learn more about the different options available to your patients.

Case Study: How Seniors Can Use a HECM to Pay for Home Improvements and In-Home Care

Explore the strategic use of the Home Equity Conversion Mortgage (HECM) loan by Christine and Patrick to modify their home and cover the cost of in-home care.

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Senior Care Bifold

Learn more about how we are working together to help seniors retire better by leveraging Home Equity Conversion Mortgage (HECM) loans as a solution to funding home care services.

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Senior Care Trifold

Learn more about how Home Equity Conversion Mortgage (HECM) loans can be used to supplement the cost of in-home care.

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HECM Loan Basics for Senior Care

Learn more about how Home Equity Conversion Mortgage (HECM) loans can be used to supplement in-home and long-term care costs. Explore the different options available to your care recipients. Share this brochure with those who may be able to use this powerful financial tool to stay in the comfort of their own home.

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Webinars for Senior Care Professionals

For many homeowners, their home is their greatest asset. They may need access to additional funds in order to supplement health insurance or cover expenses like in-home care. At AAG, we offer home equity solutions, like Home Equity Conversion Mortgages (HECMs), commonly known as reverse mortgage loans, that allow homeowners to put their equity to work.

Funding Senior Care with Home Equity Solutions

Paying for in-home care at any age can be challenging, but for seniors the burden can be especially difficult. Together, we can serve more seniors – better! During this webinar, we’ll discuss how you can:

  • Help your clients fund the care they need
  • Grow your business
  • Retain caregivers and clients
  • Increase the longevity of care
  • Decrease hospital re-admittances
Watch Now

Meet the Speaker

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Senior Housing at Record High

Homeowners 62 and older saw their housing wealth grow by 3.98 percent or $405 billion in the fourth quarter to a record $10.6 trillion from Q3 2021, according to the latest quarterly release of the NRMLA/RiskSpan Reverse Mortgage Market Index. Read more…

Read More
article 1

COVID Relief Ending Soon

As a reverse mortgage borrower, you know, that although you don’t have to make monthly mortgage payments, you are still responsible for the maintenance of your home and the payment of property taxes and homeowners insurance on it. If you fail to meet these loan obligations, your lender or loan servicer can legally call your […]

Read More
article 1

Senior Expert Jim Bland Conducts His Company the Right Way

Offering a Symphony of Services for Seniors Who Want to Age in Place Jim Bland is a special kind of conductor. Instead of directing the simultaneous performance of several players to bring a musical score to life, he is a multi-talented maestro who’s company provides innovative in-home fall prevention technologies and works with expert building […]

Read More
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AAG Partners with VGM Live at Home

Irvine, Calif. (Sept. 9, 2021)– American Advisors Group (AAG), the nation’s leader in home equity solutions, today announced its partnership with VGM Live At Home, a nationwide, collaborative membership community with services and solutions for independently owned and operated, certified accessible home modification providers and contractors. The partnership allows VGM’s members to connect customers with […]

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Reverse Mortgages Not Just for People Out of Money

There seems to be an impression that taking out a reverse mortgage is an act of desperation by people who have no choice but to crack open and spend their nest egg of housing wealth. Read more…

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Economist Changes Mind on Reverse Mortgages

At first, economist Larry Kotlikoff was skeptical of reverse mortgages but because of the similarities with an annuity, he has recently changed his mind. Read more…

Read More
article 1

Forbes: Reverse Mortgage Can Help

One often overlooked tactic that seniors can employ, when seeking to pay down outstanding debt in retirement, is the strategic use of a reverse mortgage loan, one of several options that an older American can use when examining their finances post-working years. This is according to contributor Bob Sullivan and editor John Schmidt in a […]

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Call us today: (844) 395-4374

For industry professionals only – not intended for distribution to the general public.

American Advisors Group, NMLS #9392, headquartered at 18200 Von Karman Ave., Suite 300, Irvine, CA 92612.

News & Updates

Senior Housing at Record High

Homeowners 62 and older saw their housing wealth grow by 3.98 percent or $405 billion in the fourth quarter to a record $10.6 trillion from Q3 2021, according to the latest quarterly release of the NRMLA/RiskSpan Reverse Mortgage Market Index. Read more…

Read More

COVID Relief Ending Soon

As a reverse mortgage borrower, you know, that although you don’t have to make monthly mortgage payments, you are still responsible for the maintenance of your home and the payment of property taxes and homeowners insurance on it. If you fail to meet these loan obligations, your lender or loan servicer can legally call your […]

Read More

Senior Expert Jim Bland Conducts His Company the Right Way

Offering a Symphony of Services for Seniors Who Want to Age in Place Jim Bland is a special kind of conductor. Instead of directing the simultaneous performance of several players to bring a musical score to life, he is a multi-talented maestro who’s company provides innovative in-home fall prevention technologies and works with expert building […]

Read More