Give More Clients the Care They Need in the Home They Love.

At AAG, we have helped thousands of homeowners strategically use their home equity to achieve a better retirement. With our wide-ranging home equity solutions, older Americans can customize the right plan for their specific healthcare needs, including in-home care.


Our Goals
- Educate seniors and their families on all funding options available to them.
- Avoid having home care services prematurely or unnecessarily lowered or canceled.
- Reduce financial stress over the ongoing or increasing cost of care for clients and their families.
- Retrofit, remodel, or modify the home for safety, prevention, and other needs.

HECM Borrower Basics
- Must be 62 or better.
- The home must be their primary residence.
- No monthly mortgage payments are required so long as they continue to pay property taxes and homeowners insurance and maintain the home.
- Equity can be accessed several ways – lump sum, monthly payments for life, as a line of credit that can grow over time, or a combination of these for added flexibility.
More AAG options: VA, FHA, traditional, refinance, jumbo, jumbo reverse, reverse for purchase and jumbo reverse for purchase loans.
¹https://assets.aarp.org/rgcenter/ppi/liv-com/aging-in-place-2011-full.pdf
²https://www.prnewswire.com/news-releases/1-in-3-americans-has-0-saved-for-retirement-300234464.html
³https://www.prnewswire.com/news-releases/senior-housing-wealth-exceeds-record-9-57-trillion-301400814.html
Home equity solutions can help older adults cover the cost of long-term care in the comfort of their home. Learn more about the different options available to your patients.
Case Study: How Seniors Can Use a HECM to Pay for Home Improvements and In-Home Care
Explore the strategic use of the Home Equity Conversion Mortgage (HECM) loan by Christine and Patrick to modify their home and cover the cost of in-home care.
ReadSenior Care Bifold
Learn more about how we are working together to help seniors retire better by leveraging Home Equity Conversion Mortgage (HECM) loans as a solution to funding home care services.
ReadSenior Care Trifold
Learn more about how Home Equity Conversion Mortgage (HECM) loans can be used to supplement the cost of in-home care.
ReadHECM Loan Basics for Senior Care
Learn more about how Home Equity Conversion Mortgage (HECM) loans can be used to supplement in-home and long-term care costs. Explore the different options available to your care recipients. Share this brochure with those who may be able to use this powerful financial tool to stay in the comfort of their own home.
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Senior Housing at Record High
Homeowners 62 and older saw their housing wealth grow by 3.98 percent or $405 billion in the fourth quarter to a record $10.6 trillion from Q3 2021, according to the latest quarterly release of the NRMLA/RiskSpan Reverse Mortgage Market Index. Read more…
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COVID Relief Ending Soon
As a reverse mortgage borrower, you know, that although you don’t have to make monthly mortgage payments, you are still responsible for the maintenance of your home and the payment of property taxes and homeowners insurance on it. If you fail to meet these loan obligations, your lender or loan servicer can legally call your […]
Read More
Senior Expert Jim Bland Conducts His Company the Right Way
Offering a Symphony of Services for Seniors Who Want to Age in Place Jim Bland is a special kind of conductor. Instead of directing the simultaneous performance of several players to bring a musical score to life, he is a multi-talented maestro who’s company provides innovative in-home fall prevention technologies and works with expert building […]
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AAG Partners with VGM Live at Home
Irvine, Calif. (Sept. 9, 2021)– American Advisors Group (AAG), the nation’s leader in home equity solutions, today announced its partnership with VGM Live At Home, a nationwide, collaborative membership community with services and solutions for independently owned and operated, certified accessible home modification providers and contractors. The partnership allows VGM’s members to connect customers with […]
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Reverse Mortgages Not Just for People Out of Money
There seems to be an impression that taking out a reverse mortgage is an act of desperation by people who have no choice but to crack open and spend their nest egg of housing wealth. Read more…
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Economist Changes Mind on Reverse Mortgages
At first, economist Larry Kotlikoff was skeptical of reverse mortgages but because of the similarities with an annuity, he has recently changed his mind. Read more…
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Forbes: Reverse Mortgage Can Help
One often overlooked tactic that seniors can employ, when seeking to pay down outstanding debt in retirement, is the strategic use of a reverse mortgage loan, one of several options that an older American can use when examining their finances post-working years. This is according to contributor Bob Sullivan and editor John Schmidt in a […]
Read MoreCall us today: (844) 395-4374
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American Advisors Group, NMLS #9392, headquartered at 18200 Von Karman Ave., Suite 300, Irvine, CA 92612.
News & Updates

Senior Housing at Record High
Homeowners 62 and older saw their housing wealth grow by 3.98 percent or $405 billion in the fourth quarter to a record $10.6 trillion from Q3 2021, according to the latest quarterly release of the NRMLA/RiskSpan Reverse Mortgage Market Index. Read more…
Read More
COVID Relief Ending Soon
As a reverse mortgage borrower, you know, that although you don’t have to make monthly mortgage payments, you are still responsible for the maintenance of your home and the payment of property taxes and homeowners insurance on it. If you fail to meet these loan obligations, your lender or loan servicer can legally call your […]
Read More
Senior Expert Jim Bland Conducts His Company the Right Way
Offering a Symphony of Services for Seniors Who Want to Age in Place Jim Bland is a special kind of conductor. Instead of directing the simultaneous performance of several players to bring a musical score to life, he is a multi-talented maestro who’s company provides innovative in-home fall prevention technologies and works with expert building […]
Read More