Give More Clients the Care They Need in the Home They Love.

Retirement Graphic

At AAG, we have helped thousands of homeowners strategically use their home equity to achieve a better retirement. With our wide-ranging home equity solutions, older Americans can customize the right plan for their specific healthcare needs, including in-home care.


Retirement Graphic


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Our Goals

  • Educate seniors and their families on all funding options available to them.
  • Avoid having home care services prematurely or unnecessarily lowered or canceled.
  • Reduce financial stress over the ongoing or increasing cost of care for clients and their families.
  • Retrofit, remodel, or modify the home for safety, prevention, and other needs.

Senior Care Graphic

HECM Borrower Basics

  • Must be 62 or better.
  • The home must be their primary residence.
  • No monthly mortgage payments are required so long as they continue to pay property taxes and homeowners insurance and maintain the home.
  • Equity can be accessed several ways – lump sum, monthly payments for life, as a line of credit that can grow over time, or a combination of these for added flexibility.

More AAG options: VA, FHA, traditional, refinance, jumbo, jumbo reverse, reverse for purchase and jumbo reverse for purchase loans.

¹https://assets.aarp.org/rgcenter/ppi/liv-com/ib190.pdf
²https://www.gobankingrates.com/retirement/1-3-americans-0-saved-retirement/
³https://www.nrmlaonline.org/2019/03/19/senior-housing-wealth-exceeds-7-trillion-for-first-time

Our Partners & Integrations

Home equity solutions can help older adults cover the cost of long-term care in the comfort of their home. Learn more about the different options available to your patients.

Case Study: How Seniors Can Use a HECM to Pay for Home Improvements and In-Home Care

Explore the strategic use of the Home Equity Conversion Mortgage (HECM) loan by Christine and Patrick to modify their home and cover the cost of in-home care.

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Senior Care Bifold

Learn more about how we are working together to help seniors retire better by leveraging Home Equity Conversion Mortgage (HECM) loans as a solution to funding home care services.

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Senior Care Trifold

Learn more about how Home Equity Conversion Mortgage (HECM) loans can be used to supplement the cost of in-home care.

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HECM Loan Basics for Senior Care

Learn more about how Home Equity Conversion Mortgage (HECM) loans can be used to supplement in-home and long-term care costs. Explore the different options available to your care recipients. Share this brochure with those who may be able to use this powerful financial tool to stay in the comfort of their own home.

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Webinars for Senior Care Professionals

For many homeowners, their home is their greatest asset. They may need access to additional funds in order to supplement health insurance or cover expenses like in-home care. At AAG, we offer home equity solutions, like Home Equity Conversion Mortgages (HECMs), commonly known as reverse mortgage loans, that allow homeowners to put their equity to work.

Funding Senior Care with Home Equity Solutions

Paying for in-home care at any age can be challenging, but for seniors the burden can be especially difficult. Together, we can serve more seniors – better! During this webinar, we’ll discuss how you can:

  • Help your clients fund the care they need
  • Grow your business
  • Retain caregivers and clients
  • Increase the longevity of care
  • Decrease hospital re-admittances
Register Now

Meet the Speaker

Kelly Rogers

Kelly Rogers

Certified Gerontologist

Kelly Rogers is a Certified Gerontologist with more than 28 years of experience working with seniors and their families. Her background in both senior care and financing makes her the perfect fit for the nation’s No. 1 Reverse Mortgage Lender, American Advisors Group. Kelly’s drive in life is truly helping seniors and their families understand how they can afford the proper services and care they deserve to Retire Better!

  • Certified Gerontologist (2008)
  • Certified Memory Impairment Specialist (CMIS) (2002)
  • Licensed Mortgage Officer – NMLS ID: 1065452
  • HCAOA Member
  • Alzheimer’s Aid Society of Northern CA – Member & Co-Author

article 1

Senior Housing at Record High

Homeowners 62 and older saw their housing wealth grow by three percent or $234 billion in the fourth quarter to a record $8.05 trillion from Q3 2020, according to the latest quarterly release of the NRMLA/RiskSpan Reverse Mortgage Index (RMMI). Read more…

Read More
article 1

Reverse Mortgages Not Just for People Out of Money

There seems to be an impression that taking out a reverse mortgage is an act of desperation by people who have no choice but to crack open and spend their nest egg of housing wealth. Read more…

Read More
article 1

Economist Changes Mind on Reverse Mortgages

At first, economist Larry Kotlikoff was skeptical of reverse mortgages but because of the similarities with an annuity, he has recently changed his mind. Read more…

Read More
article 1

Forbes: Reverse Mortgage Can Help

One often overlooked tactic that seniors can employ, when seeking to pay down outstanding debt in retirement, is the strategic use of a reverse mortgage loan, one of several options that an older American can use when examining their finances post-working years. This is according to contributor Bob Sullivan and editor John Schmidt in a […]

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article 1

Reverse Lending Limit Increased to More Than $822K

The Department of Housing and Urban Development has announced the maximum claim amount of federally backed reverse mortgages will be increased to $822,375 for 2021. Read more…

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article 1

A Retirement Planning Solution

With the impact of the coronavirus pandemic still a persistent presence in the everyday lives of Americans, more adult children and retired parents are spending time together, making it an optimal moment for retirees to talk about their finances with their children. A reverse mortgage can be one such solution for your older clients to […]

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article 1

Housing as a Solution for the Retirement Crisis

We know there is a retirement crisis in the United States, but what we don’t know is how to solve it. There are three pillars to retirement in the United States: your home, retirement/pension plans, and social security. Independently, none of these are adequate for the average American, but managing them together can be the […]

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Call us today: (844) 395-4374

For industry professionals only – not intended for distribution to the general public.

American Advisors Group, NMLS #9392, headquartered at 18200 Von Karman Ave., Suite 300, Irvine, CA 92612.

News & Updates

Senior Housing at Record High

Homeowners 62 and older saw their housing wealth grow by three percent or $234 billion in the fourth quarter to a record $8.05 trillion from Q3 2020, according to the latest quarterly release of the NRMLA/RiskSpan Reverse Mortgage Index (RMMI). Read more…

Read More

Reverse Mortgages Not Just for People Out of Money

There seems to be an impression that taking out a reverse mortgage is an act of desperation by people who have no choice but to crack open and spend their nest egg of housing wealth. Read more…

Read More

Economist Changes Mind on Reverse Mortgages

At first, economist Larry Kotlikoff was skeptical of reverse mortgages but because of the similarities with an annuity, he has recently changed his mind. Read more…

Read More