Stay ahead of the curve
with these helpful retirement tips.
How Medicare Impacts Your Retirement Medical Expenses
Trying to anticipate your medical expenses in retirement isn’t easy. Who’s to say whether you will need a hip or knee replacement next year, or 10 years from now if ever? Now, you may be thinking that Medicare, the U.S. national health program, will cover the majority of your medical costs once you turn 65, […]
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10 Fundamental Facts About Medicare
If you are approaching the age of Medicare eligibility (generally, age 65), you probably have lots of questions about how the program works. The sooner you get answers to your questions, the sooner you can start planning and budgeting — because Medicare coverage is not free. Indeed, if you fail to sign up during your […]
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5 Low Cost Ways to Improve Your Home
Upgrading your home doesn’t require investing a small fortune or having a room out of commission for weeks. If you’re ready, willing, and able to do the work, here are some great ways to brighten up your home without blowing a hole in your budget: 1. Paint — A little dab’ll do ya. To renew […]
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Ways to Maintain Your Credit Score Once You Retire
When you were younger, applying for your first credit card, you probably recall the paradox you faced. Before a bank would issue you a card, it wanted to see your credit history, which left you wondering, “How could you have a history, if you didn’t have a card?” Now flash forward to today. You’re retired […]
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The Best Is Yet to Come: 4 Ways to Improve Your Retirement Lifestyle
The healthier you are both physically and mentally, the better chance you have at enjoying a long and prosperous retirement. There are several ways to keep your health in check through activity and exercise while also investing to ensure you have enough funds for a comfortable living at home. Retirement can be the best part […]
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Helpful Guidelines for a Successful Retirement
You’ve been waiting your whole work life for retirement and now here’s your chance to make the most of your senior years. Are you a little nervous about your finances and healthcare plans? Don’t worry, you’re not the only one! Many Americans are worried they might not have enough saved for retirement, but with these […]
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Fun Ways to Make Extra Money During Retirement
Are you excited to sit back and relax during retirement? Doing nothing at all sounds fun in theory, but after a couple of months or years, you might start to get restless at home. Or maybe you’ll discover you don’t have quite enough money to live the lifestyle you desired or go on the vacations […]
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Diversified Retirement and The Need For Asset Allocation
“Don’t put all your eggs in one basket.” It’s a saying that goes back centuries, to at least the writing of the novel, “Don Quixote.” Author Miguel Cervantes (1547-1615) wrote, “It is the part of a wise man to keep himself for tomorrow, and not venture all his eggs in one basket.” The advice rings […]
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10 Alternatives to Long-Term Care Insurance
Without a doubt, long-term care is a pricey proposition and if you need it, it will probably be your biggest retirement expense. In fact, the U.S. Department of Health and Human Services estimates that elder care services will cost the average person $138,000. And the chances of needing some form of long-term care are higher […]
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Personal Financial Planning For Less Stress and More Success
Nobel Prize-winning economist Paul Samuelson once joked that, “The stock market has predicted nine out of the past five recessions.” His point was that there hasn’t been a system yet devised that can predict when the next economic downturn is coming. One could happen tomorrow or 10 years from now. Although you can’t control what […]
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