© 2016 American Advisors Group, All Rights Reserved NMLS# 93_92 3800 W. Chapman Avenue. Orange, CA 92868
NMLS# 9392 (www.nmlsconsumeraccess.org). American Advisors Group (AAG) is headquartered at 3800 W. Chapman Ave., 3rd & 7th Floors, Orange CA, 92868. AAG conducts business in the following states: AK (Alaska Mortgage Broker/Lender License No. AK9392), AL, AR, AZ (MB_0911141), CA (CA Loans made or arranged pursuant to a California Finance Lenders Law license (603F324) and Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act (4131144)), CO (Regulated by the Division of Real Estate; to check the license status of your mortgage loan originator, visit http://www.dora.state.co.us/real-estate/index.htm), CT, DC (District of Columbia Mortgage Dual Authority License No. MLB9392), DE, FL, GA (residential Mortgage Licensee #22849), HI, IA, ID, IL (Illinois Residential Mortgage Licensee; Illinois Commissioner of Banks can be reached at 100 West Randolph, 9th Floor, Chicago, Illinois 60601, (312)814-4500), IN, KS (Kansas Licensed Mortgage Company MC. 0025024), KY, LA, MD, ME (SCM11356), MI, MN, MO, MS (Licensed by the Mississippi Department of Banking and Consumer Finance), NC, ND, NE, NH (Licensed by the New Hampshire banking department), NJ (Licensed by the N.J. Department of Banking and Insurance), NM, NV, NY (Licensed Mortgage Banker-NYS Department of Financial Services; American Advisors Group operates as American Advisors Group, Inc. in New York.), OH (MBMB.850159.000), OK, OR (ML-4623), PA (Licensed by the Pennsylvania Department of Banking 28356), RI (Rhode Island Licensed Lender), SD, SC, TN, TX (Mortgage Banker Registration), UT, VA (Licensed by the Virginia State Corporation Commission - 5134), VT (Vermont Lender License No. 6384), WA (Consumer Loan # CL-9392), WV, WI, WY (WY-DBA AAG Reverse Mortgage Lender/Broker License No. 2331). A reverse mortgage increases the principal mortgage loan amount and decreases home equity (it is a negative amortization loan). AAG works with other lenders and financial institutions that offer reverse mortgages. To process your request for a reverse mortgage, AAG may forward your contact information to such lenders for your consideration of reverse mortgage programs that they offer. Borrowers are responsible for paying property taxes and homeowner's insurance (which may be substantial). We do not establish an escrow account for disbursements of these payments. A set-aside account can be set up to pay taxes and insurance and may be required in some cases. Borrowers must occupy home as their primary residence and pay for ongoing maintenance; otherwise the loan becomes due and payable. The loan also becomes due and payable when the last borrower, or eligible non-borrowing surviving spouse, dies, sells the home, permanently moves out, defaults on taxes or insurance payments, or does not otherwise comply with the loan terms. These materials are not from HUD or FHA and were not approved by HUD or a government agency.
Information Collected AAG collects all information inputted by the site visitor, such as site registrations, survey information, name, address, phone numbers, and property data. AAG stores all data collected in a secure database which can only be accessed by American Advisors Group employees.
Information Accuracy Accuracy of your information is key and we work diligently to ensure it is as correct and complete as possible. If you find that there is inaccurate information in our records that needs to be updated please contact us immediately here. If the record is something in our control we will make the necessary changes as soon as possible.
Collected Information and Usage WThe information that we collect from you is important. There may be times when American Advisors Group will contact you for feedback on your experience. AAG may share your information in compliance with applicable privacy laws. All emails that we receive from our clients and business partners are completely confidential and are never shared with persons outside of American Advisors Group unless we have your express permission. If you do not wish to receive further e-mail communications from us, you may click here to unsubscribe. Your trust and confidence in us is valued and is one of our top priorities.
Do Not Call Policy American Advisors Group (AAG) complies with all federal and state Do Not Call regulations. We respect and protect your rights and privacy. You may access a copy of our Do Not Call Policy at https://www.aag.com/privacy-policy/dnc.
American Advisors Group
Attn: Client Relations
3800 W. Chapman Avenue, Third Floor
Orange, CA 92868
Effective Date This policy is effective 8/11/2016.