Prepare Your Company for the Retirement Crisis

Increasingly, employees are choosing the companies they want to work for and grow with based on the benefits they receive. They want to know they have a partner truly invested in them and their families and engaged in helping them prepare for the challenges ahead, like having enough money set aside for their retirement and future health care needs.

Add another powerful solution to your employees’ retirement package with the AAG Affinity Program. Our program can help your employees find compelling retirement solutions at no cost to you.


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AAG’s Solution

The AAG Affinity Program’s purpose is to educate your employees on the powerful financial tool available to them as they near or enter retirement: The Home Equity Conversion Mortgage (HECM) loan.

HECM loans allow eligible borrowers to access their home equity and turn it into tax-free cash. Borrowers choose a reverse mortgage because it allows them to remain in their homes with no monthly mortgage payments, so long as they continue to pay their property taxes and insurance and maintain the home. Loan proceeds can supplement income in retirement as a lump sum, in monthly payments, as a growing line of credit, or as a combination of these.


Affinity Advantages for Your Company

  • Improve employee productivity by addressing retirement concerns.
  • Provide information about financial solutions to your employees via the AAG Affinity Program 12-Month Plan, an educational series delivered by your experienced AAG representative.
  • Help employees find ways to relieve financial stress caused by anticipating retirement income gaps.
  • Provide strategic solutions for your employees who are weighed down by their obligation to support aging parents or family members.

Affinity Advantages for Your Employees

  • Personalized service for your employees – whether their financial needs are easy or complex, we can likely offer a solution.
  • An AAG representative will work directly with your employees to explain the AAG Affinity Program.
  • Employees can take advantage of this product in multiple ways depending on their specific needs.
  • On-site educational presentations for the convenience of your employees.

How We Deliver

  1. Staff Meetings: Add value to your regularly scheduled staff meetings with in-person or virtual presentations.
  2. Seminars: Heighten value and interest with invitation-only seminars.
  3. Lunch & Learns: Bring lunch-time learning to employees hungry for new solutions for addressing their retirement concerns.
  4. Retirement/Lifestyle Fairs: Showcase for your employees how they can incorporate home equity strategies to lead a better retirement.
  5. Webinars: Provide your employees and retirees exclusive access to AAG’s educational webinars.

More AAG options: VA, FHA, traditional, refinance, jumbo, jumbo reverse, reverse for purchase and jumbo reverse for purchase loans.

¹https://assets.aarp.org/rgcenter/ppi/liv-com/ib190.pdf
²https://www.gobankingrates.com/retirement/1-3-americans-0-saved-retirement/
³https://www.nrmlaonline.org/2019/03/19/senior-housing-wealth-exceeds-7-trillion-for-first-time

At AAG, we receive nearly 50,000 inquiries a month1 about Home Equity Conversion Mortgage loans. Your employees are asking about it, wouldn’t you like to provide them with answers and resources? See below to learn more about how we can help.

1 Based on American Advisors Group inquiry data from January 2016 to October 2018.

AAG Affinity Program Brochure

Are your employees prepared for retirement? Learn more about how your company can enhance its employee benefits value proposition with the AAG Affinity Program. This brochure covers some surprising retirement statistics, important information about Home Equity Conversion Mortgage (HECM) loans and an overview of how we can engage with your employees and retirees.

Read

Funding Senior Care with Home Equity Solutions

Paying for in-home care at any age can be challenging, but for seniors the burden can be especially difficult. Together, we can serve more seniors – better! During this webinar, we’ll discuss how you can:

  • Help your clients fund the care they need
  • Grow your business
  • Retain caregivers and clients
  • Increase the longevity of care
  • Decrease hospital re-admittances
Register Now

Meet the Speaker

Kelly Rogers

Kelly Rogers

Certified Gerontologist

Kelly Rogers is a Certified Gerontologist with more than 28 years of experience working with seniors and their families. Her background in both senior care and financing makes her the perfect fit for the nation’s No. 1 Reverse Mortgage Lender, American Advisors Group. Kelly’s drive in life is truly helping seniors and their families understand how they can afford the proper services and care they deserve to Retire Better!

  • Certified Gerontologist (2008)
  • Certified Memory Impairment Specialist (CMIS) (2002)
  • Licensed Mortgage Officer – NMLS ID: 1065452
  • HCAOA Member
  • Alzheimer’s Aid Society of Northern CA – Member & Co-Author

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Senior Housing Wealth Hits Record High of $7.54 Trillion

Homeowners aged 62 and older saw their collective housing wealth increase in Q1 2020 by 1.6% compared to the previous quarter. This constitutes an increase of approximately $120 billion to a record of $7.54 trillion. Read more…

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AAG Partners with SilverBills

Consistently paying bills on time and for the right amount can be a struggle at any age, but for seniors facing physical or cognitive decline, the inability to perform bill-paying tasks like the regular payment of property taxes and homeowners insurance can threaten their independence and livelihood. Such a recognition is the driving force behind […]

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Habitat for Humanity Extends to Aging in Place in Georgia

A grant program for seniors in the Columbus, Ga. area gives older residents a new avenue to explore for receiving critical repairs and upgrades to their homes in order to age in place, provided by long standing non-profit housing advocacy organization Habitat for Humanity. Read more…

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How to Juggle Work and Caregiving

Many working caregivers report health problems, depression, and lost time and lower productivity at work. If you’re taking care of an aging or ailing family member, you may also find that you have cut back on community involvement and are spending less time with other loved ones and friends. Read more…

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Reverse Mortgage Loan as a Long-Term Care Solution

Several years ago, Dr. Barbara Stucki, a Bend, Oregon, researcher and consultant, completed a study on reverse mortgages for the National Council on Aging. Stucki found one potential approach could be to create a system that more effectively manages long-term care funding for community-based options. One component of the model would be to offer incentives […]

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Pre-Retirees Aren’t Realistic About Retirement Expenses

In the first study, the Hearts & Wallets financial research firm, asked 495 “late career” workers age 53 to 64 whether they thought they’d spend more, less or the same on key expenses in retirement than they currently do. Keep reading…

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For industry professionals only – not intended for distribution to the general public.

American Advisors Group, NMLS #9392, headquartered at 18200 Von Karman Ave., Suite 300, Irvine, CA 92612.

News & Updates

Senior Housing Wealth Hits Record High of $7.54 Trillion

Homeowners aged 62 and older saw their collective housing wealth increase in Q1 2020 by 1.6% compared to the previous quarter. This constitutes an increase of approximately $120 billion to a record of $7.54 trillion. Read more…

Read More

AAG Partners with SilverBills

Consistently paying bills on time and for the right amount can be a struggle at any age, but for seniors facing physical or cognitive decline, the inability to perform bill-paying tasks like the regular payment of property taxes and homeowners insurance can threaten their independence and livelihood. Such a recognition is the driving force behind […]

Read More

Habitat for Humanity Extends to Aging in Place in Georgia

A grant program for seniors in the Columbus, Ga. area gives older residents a new avenue to explore for receiving critical repairs and upgrades to their homes in order to age in place, provided by long standing non-profit housing advocacy organization Habitat for Humanity. Read more…

Read More