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How to Fund Your Retirement in a Down Market

As an older American adjusting to the post-pandemic “new normal,” you may not only be looking at half-empty restaurants, airplanes, stadiums and cruise ships, but also a retirement picture that is quite different from last year or even just a few months ago. If you have money invested in an IRA or 401(k), you probably […]

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What You Need to Know About a Non-Borrowing Spouse

Since their introduction in 1961, reverse mortgages have been continually improved and strengthened, making them an even better financial option for older Americans seeking to live in the home they love while gaining extra cash for their retirement. One standout improvement has been increased financial protection and security for non-borrowing spouses. A non-borrowing spouse is […]

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Reverse Mortgage Age Requirement: When to Get a Reverse Mortgage Loan

When is the best time to get a reverse mortgage loan? If you are at least 62 (the minimum age for applying), the best time might be now. That’s because, included in a reverse mortgage’s many payout options is the reverse mortgage line of credit. By taking out the line of credit as close to […]

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How Do I Refinance My Reverse Mortgage?

If you have qualified for a reverse mortgage in the past, you should find the qualifying criteria similar for a refinance of your reverse mortgage. You must: Be 62 or older. Use the home as your primary residence. Have sufficient equity in your home. Demonstrate the financial stability to meet the loan’s ongoing obligations, such […]

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25 Home Activities to do During the Coronavirus Quarantine

Americans are famous for making the best out of bad situations — for finding the silver lining even in the darkest clouds. So even if the coronavirus has temporarily confined us to our homes, this nationwide house arrest doesn’t have to drive us stir-crazy. Indeed, this mandatory time-out may make us realize once again that […]

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A Message to Our Customers Regarding COVID-19

During these challenging times, we at AAG would like to provide an update to all our customers. First and foremost, we remain committed to helping older Americans maintain their financial well-being—now, more than ever—in the midst of uncertainty. To achieve this, AAG has taken many essential steps to remain fully operational during the COVID-19 pandemic. […]

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Homes and the Stock Market Crash of the 1930’s

October 29, 1929, known as Black Tuesday, lives in infamy as the day the stock market crashed. On this day, the booming stock market finally imploded and stocks tumbled in value. Many investors lost everything, and the economy took a severe hit. The Great Depression began, which would hold the United States in its grip […]

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How Much Equity is in My Home?

When you first bought your house, the last thing you may have thought about was its potential as a vehicle to fund your retirement. Your home was simply a place to share with your spouse, raise your children, and enjoy your family. It has been a humble setting for some of the best moments of your […]

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Smart, Savvy Travel Tips for Your Next Stress-Free Adventure

Whether you’re 17 or 75, planning your trip is sure to make your journey safer, easier and more enjoyable. Here are some great travel trips, containing pre-flight, in-flight and on-the-ground instructions to help you get the most out of your next big adventure: PRE-FLIGHT Book early so you stand a better chance of obtaining an […]

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How To Beat The Heat, Try These 10 Tips

With temperatures rising — the last five years have been the warmest in recorded history*  — you now more than ever need ways to beat the heat. Here are 10 low-cost, easy-to-implement strategies to help you keep your cool this summer: Hydrate regularly. Water is low-cost, abundant and accessible. Water makes up about 60 percent […]

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