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Reverse Mortgage Age Requirement: When to Get a Reverse Mortgage Loan

When is the best time to get a reverse mortgage loan? If you are at least 62 (the minimum age for applying), the best time might be now. That’s because, included in a reverse mortgage’s many payout options is the reverse mortgage line of credit. By taking out the line of credit as close to […]

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How Do I Refinance My Reverse Mortgage?

If you have qualified for a reverse mortgage in the past, you should find the qualifying criteria similar for a refinance of your reverse mortgage. You must: Be 62 or older. Use the home as your primary residence. Have sufficient equity in your home. Demonstrate the financial stability to meet the loan’s ongoing obligations, such […]

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10 Fundamental Facts About Medicare

If you are approaching the age of Medicare eligibility (generally, age 65), you probably have lots of questions about how the program works. The sooner you get answers to your questions, the sooner you can start planning and budgeting — because Medicare coverage is not free. Indeed, if you fail to sign up during your […]

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5 Low Cost Ways to Improve Your Home

Upgrading your home doesn’t require investing a small fortune or having a room out of commission for weeks. If you’re ready, willing, and able to do the work, here are some great ways to brighten up your home without blowing a hole in your budget: 1. Paint — A little dab’ll do ya. To renew […]

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10 Facts About Reverse Mortgages

What is a reverse mortgage? Is there more than one kind of reverse mortgage? What is the meaning of the term, “federally-insured” HECM? Are reverse mortgages safe? What are some of the ways people are using their reverse mortgages? How much money can I get from a reverse mortgage? What are the different ways I […]

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Borrower Stories: Garvin Smith

Whether using his Hasselblad, Minolta or Canon cameras, Garvin Smith has always known how to find just the right focus for his life. At age 77, that focus for the Orlando, Florida-based celebrity photographer and producer has a reverse mortgage from AAG. He zoomed in on a reverse mortgage for the extra cash flow it […]

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Borrower Stories: Tom and Patti Petry

Tom and Patti Petry are the all-American couple. Married 53 years, they worked hard, she at the prestigious Claremont colleges in accounting services for 35 years, he as a tool-and-die maker. The bills always got paid on time, and if there was money left over, they would set it aside for a “date night” and […]

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Biggest Financial Regrets and What You Can Do About Them

Sinatra said it best: “Regrets, I’ve had a few.” In a long, adventurous life, you’ve probably racked up more than your share too, both emotional and financial. That passed-up investment in a certain Internet search engine. The loan to your brother that went unpaid. The timeshare that cost many times more than the salesperson said […]

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History of the Handshake: What We Can All Learn

Over the millennia, the handshake has maintained a firm grip on how we express ourselves. The act of two people grasping each other’s hands, accompanied by a brief up-and-down movement, has been used all through history for greetings, farewells, cementing agreements, expressions of gratitude and sportsmanship, win or lose. The handshake is so ingrained in […]

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How to Increase Your Credit Score Fast

Today, whether your goal is to buy a home or a car, rent an apartment, apply for a job, obtain a business loan, receive a lower insurance rate or simply get your utilities turned on in your name, you can expect the person or company evaluating your application to ask for permission to review your […]

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