Tools and resources for a better,
more financially secure retirement.
We understand that planning to secure your financial future can be overwhelming, which is why we’ve simplified things for you. Browse through our articles to better understand the importance of home equity in a retirement plan, how different solutions work, and the various ways you can access your equity for a more secure future.
How to Increase Your Credit Score Fast
Today, whether your goal is to buy a home or a car, rent an apartment, apply for a job, obtain a business loan, receive a lower insurance rate or simply get your utilities turned on in your name, you can expect the person or company evaluating your application to ask for permission to review your […]Read More
What is LESA?
Have You Been Properly Introduced to LESA (to Help You Pay Your Property Taxes)? In applying for a reverse mortgage to help you retire better, one of the steps, established by the FHA in 2015, is a financial assessment to determine your ability to maintain your home and regularly pay your property taxes and homeowners […]Read More
10 Things You Should Never Do to Try to Save Money
While it’s a good idea to be reasonably frugal, and there are a lot of great and practical ways to save money, it’s possible to take things too far. Certain money-saving ideas may sound good initially but then they tend to backfire. Here is a list of 10 things that you should not do to […]Read More
Streamlined Appraisal Process During COVID-19 Period
An essential part of every reverse mortgage loan is the home appraisal, which is used to determine the value of the home on which the loan approval and loan amount are largely based. Due to the social distancing measures now in place to limit the spread of COVID-19 and to protect the health and safety […]Read More
Be a Part of the Historic U.S. Census
Your response to the U.S. Census matters for so many reasons. Based on only nine questions and the answers you and more than 300 million Americans are expected to provide, the U.S. government uses the information to apportion not only the number of U.S. Representatives your state will receive but also trillions of dollars that […]Read More
25 Home Activities to do During the Coronavirus Quarantine
Americans are famous for making the best out of bad situations — for finding the silver lining even in the darkest clouds. So even if the coronavirus has temporarily confined us to our homes, this nationwide house arrest doesn’t have to drive us stir-crazy. Indeed, this mandatory time-out may make us realize once again that […]Read More
Sequence of Returns Risk Takes Center Stage with Markets Down
In plain English, sequence of returns risk means that if the stock market plunges at about the same time you retire and start taking regular withdrawals from your primary investment account, you could be in for a big financial shock. That’s because an investment portfolio exposed to stock market losses early in retirement, and then […]Read More
A Message to Our Customers Regarding COVID-19
During these challenging times, we at AAG would like to provide an update to all our customers. First and foremost, we remain committed to helping older Americans maintain their financial well-being—now, more than ever—in the midst of uncertainty. To achieve this, AAG has taken many essential steps to remain fully operational during the COVID-19 pandemic. […]Read More
How Seniors Can Prepare for the Coronavirus
With much still unknown about the new coronavirus —and COVID-19, the disease it causes — it’s more important than ever to replace fears with facts and anxieties with real answers. Here’s what health officials know thus far about the coronavirus, and what seniors can do to minimize their risk. What is the coronavirus? The official […]Read More
Emergency Preparedness Planning for Seniors
Hurricanes, fires and other natural disasters never seem to take a season off anymore. Because of their increasing frequency, no one should be without an up-to-date disaster preparedness plan. And if you’re older, perhaps facing mobility or other serious health issues, your planning should take on even more urgency. That’s because seniors are simply among […]Read More