Tools and resources for a better,
more financially secure retirement.
We understand that planning to secure your financial future can be overwhelming, which is why we’ve simplified things for you. Browse through our articles to better understand the importance of home equity in a retirement plan, how different solutions work, and the various ways you can access your equity for a more secure future.
Borrower Stories: Tom and Patti Petry
Tom and Patti Petry are the all-American couple. Married 53 years, they worked hard, she at the prestigious Claremont colleges in accounting services for 35 years, he as a tool-and-die maker. The bills always got paid on time, and if there was money left over, they would set it aside for a “date night” and […]Read More
Biggest Financial Regrets and What You Can Do About Them
Sinatra said it best: “Regrets, I’ve had a few.” In a long, adventurous life, you’ve probably racked up more than your share too, both emotional and financial. That passed-up investment in a certain Internet search engine. The loan to your brother that went unpaid. The timeshare that cost many times more than the salesperson said […]Read More
History of the Handshake: What We Can All Learn
Over the millennia, the handshake has maintained a firm grip on how we express ourselves. The act of two people grasping each other’s hands, accompanied by a brief up-and-down movement, has been used all through history for greetings, farewells, cementing agreements, expressions of gratitude and sportsmanship, win or lose. The handshake is so ingrained in […]Read More
Sequence of Returns Risk: How It Impacts Retirement
On Feb. 12, 2020, the Dow Jones Industrial Average (DJIA) closed the trading day at a record 29,568.57. If you were an investor in the market and a fan of Abraham Lincoln, on whose birthday the new high was achieved, you had big reasons to celebrate. However, on March 23, 2020, just 40 days later, […]Read More
How to Increase Your Credit Score Fast
Today, whether your goal is to buy a home or a car, rent an apartment, apply for a job, obtain a business loan, receive a lower insurance rate or simply get your utilities turned on in your name, you can expect the person or company evaluating your application to ask for permission to review your […]Read More
What is LESA?
Have You Been Properly Introduced to LESA (to Help You Pay Your Property Taxes)? In applying for a reverse mortgage to help you retire better, one of the steps, established by the FHA in 2015, is a financial assessment to determine your ability to maintain your home and regularly pay your property taxes and homeowners […]Read More
10 Things You Should Never Do to Try to Save Money
While it’s a good idea to be reasonably frugal, and there are a lot of great and practical ways to save money, it’s possible to take things too far. Certain money-saving ideas may sound good initially but then they tend to backfire. Here is a list of 10 things that you should not do to […]Read More
Streamlined Appraisal Process During COVID-19 Period
An essential part of every reverse mortgage loan is the home appraisal, which is used to determine the value of the home on which the loan approval and loan amount are largely based. Due to the social distancing measures now in place to limit the spread of COVID-19 and to protect the health and safety […]Read More
Be a Part of the Historic U.S. Census
Your response to the U.S. Census matters for so many reasons. Based on only nine questions and the answers you and more than 300 million Americans are expected to provide, the U.S. government uses the information to apportion not only the number of U.S. Representatives your state will receive but also trillions of dollars that […]Read More
25 Home Activities to do During the Coronavirus Quarantine
Americans are famous for making the best out of bad situations — for finding the silver lining even in the darkest clouds. So even if the coronavirus has temporarily confined us to our homes, this nationwide house arrest doesn’t have to drive us stir-crazy. Indeed, this mandatory time-out may make us realize once again that […]Read More