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Are Heirs Responsible for HECM Reverse Mortgage Loan Debt?

If you are the heir of a Home Equity Conversion Mortgage borrower who has passed away, you are not personally responsible for paying off the debt, but you are in a position to decide how the debt is paid. You have several options and should select the one best for your situation. Here are the […]

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Getting Married After 60: What To Consider

Love can find you at any age. But when you partner up later in life, there are a lot more considerations than if you were, say, in your 20s or 30s. At this stage, you probably come to a relationship with quite a bit of life experience, especially concerning the physical, emotional and financial variety. […]

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New Year’s Eve Party Ideas for Seniors

Count yourself fortunate if you’ve been able to experience some of our nation’s coast-to-coast New Year’s Eve celebrations, like watching the ball drop in Times Square in New York City, or staying up all night on the famous Rose Parade route in Pasadena, Calif., or partying in the streets or casinos of Las Vegas until […]

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Aging In Place Remodeling & Home Modifications

For the vast majority of older Americans, the idea of moving is about as appealing as a tax audit. AARP underscored this sentiment when it reported that 90 percent of those 65 and older say they have no intention of moving as they age. Yet, only a minority of baby boomers are actually prepping their […]

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Stay Active as You Age – Follow the Three Cs

During the Great Depression, the U.S. Government created the Civilian Conservation Corps (CCC), which put hundreds of thousands of young men to work on environmental projects. By the time the program ended in 1942, President Roosevelt’s Tree Army had planted more than 3.5 billion trees and created more than 700 state parks. Nowadays, the abbreviation […]

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10 Reasons To Know Your Neighbors

In 2010, the Pew Research Center issued a very un-neighborly finding: 28 percent of Americans know none of their neighbors’ names. In 2016, the share of Americans who say they “never” socialize with their neighbors hit an all-time high of 34 percent, according to the General Social Survey. Experts have posited multiple reasons why Americans […]

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How to Have a Yard Sale

To clear the clutter in your home and make a little money on the side, hold a yard sale. Tubs of toys the kids have outgrown, closets of clothes you’ll never wear again, cabinets of cameras you haven’t picked up in 20 years, exercise equipment that’s rusting away, they all qualify for your yard sale. […]

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How to Secure Your Home from Burglars

According to the FBI’s Uniform Crime Report*, there were an estimated, 1,117,696 burglaries in 2019, a decrease of 9.5 percent when compared with 2018 data. What can you do to safeguard your home from burglary, which resulted in an average per victim dollar loss of $2,661? You may not be able to build a wall […]

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