Tools and resources for a better,
more financially secure retirement.
We understand that planning to secure your financial future can be overwhelming, which is why we’ve simplified things for you. Browse through our articles to better understand the importance of home equity in a retirement plan, how different solutions work, and the various ways you can access your equity for a more secure future.
5 Travel Tips for a New Era
As much as FaceTime, Skype, and Zoom have enabled many of us to see and interact online with our family and friends during the COVID pandemic, the experience still can’t substitute for actually being there. Immersing yourself in a vibrant crowd, standing shoulder to shoulder with real people again. You realize how much larger and […]Read More
How A Reverse Mortgage Can Help You Retire Better
Imagine waking up to find you no longer have a mortgage and there’s $50,000, $100,000, or $250,000 more in your bank account than you expected. This scenario isn’t just a castle in the sky. In fact, it plays out every day. The way it happens is with a reverse mortgage, and more than one million […]Read More
15 Money-Saving Tips for Slashing Your Summer Energy Bills
Ah, summer: cookouts, camping, outdoor concerts, and a break from high energy bills, right? Not exactly. Record-setting temperatures throughout the United States and Canada this summer are sending even the most frugal consumer to their nearest air conditioner, never mind the cost. With climate change bringing more frequent heat waves, taming summer energy costs is […]Read More
How to Retire Better In 9 Simple Steps
Whether you’re approaching retirement or already retired, you know there’s always room for improvement — room to retire better. To get you started on your retirement improvement plan, here’s a nine-step checklist to review and consider implementing. You may already be familiar with many of the items on the list, but now is the time […]Read More
10 Ways You Can Improve Your Mental Health at Home
If you’re like many Americans, you may feel that 2020 pushed you to the breaking point. It was back in August 2020 that the Centers for Disease Control and Prevention reported that more than 2 in 5 U.S. residents reported struggling with mental or behavioral health issues associated with the coronavirus disease 2019 (COVID-19) pandemic.1 […]Read More
10 Facts About Reverse Mortgages That People Tend to Overlook
Until you were eligible for Social Security and Medicare, or approaching the age when you would be, you may not have known exactly how these two pillars of retirement worked. You may not have understood, for example, that Medicare isn’t free or that for every year that you delay taking Social Security past full retirement […]Read More
What is a Shared Equity Agreement and How Does It Work
You’re a big proponent of reverse mortgages. You saw how one gave your parents the extra cash they needed to stay in and fix up their home, pay off bills, and have enough money to travel and see you and the grandkids whenever they wanted. Of course, they were still required to stay current with […]Read More
Are Heirs Responsible for Reverse Mortgage Debt?
If you are the heir of a reverse mortgage borrower who has passed away, you are not personally responsible for paying off the debt, but you are in a position to decide how the debt is paid. You have several options and should select the one most advantageous for your situation. Here are the options: […]Read More
Consider All Financial Options Before Raiding Your Retirement Accounts
The coronavirus has spread well beyond being just a health crisis. Fallout from the virus has also forced Americans to grapple with how they are going to pay their mortgages, rent, and put food on the table as unemployment trends hold steady. The U.S. government has responded with an unprecedented economic package totaling trillions of […]Read More
10 Facts Heirs Need to Know About Reverse Mortgages
If a reverse mortgage borrower sells the home or moves away permanently, the loan becomes due and payable. But the truth is, most reverse mortgage borrowers use the loan to age in place, leaving repayment of the loan to their heirs. As with any mortgage, the borrower could be subject to foreclosure for reasons including […]Read More