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10 Useful, Thoughtful Gifts for Older Americans

Gifts They’ll Actually Appreciate Delivering the perfect gift is never easy but hitting the mark for older Americans can be especially challenging. If they humbly tell you they have everything or don’t need anything, take a closer look. Everyone wants to be acknowledged and made to feel special, and nothing communicates that message or feeling […]

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What Happens When Mortgage Forbearance Programs End?

As a result of mortgage forbearance programs, millions of American homeowners were able to pause their mortgage payments to help them weather the worst of the health and financial storms caused by the COVID-19 pandemic. As the economy rebounds, many forbearance programs will end, which means the resumption of monthly mortgage payments. Although the suspension […]

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10 Best Outdoor and Indoor Home Maintenance Tips for Fall

Fall is that transformative time of year when you pull out your favorite scarf and sweater, don your coziest socks, and renew your passions for pumpkin carving and apple picking. It’s also the time to prepare your home for the harsher winter weather ahead. By checking off key items on your fall to-do list now, […]

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COVID Relief Ending Soon

As a reverse mortgage borrower, you know, that although you don’t have to make monthly mortgage payments, you are still responsible for the maintenance of your home and the payment of property taxes and homeowners insurance on it. If you fail to meet these loan obligations, your lender or loan servicer can legally call your […]

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5 Travel Tips for a New Era

As much as FaceTime, Skype, and Zoom have enabled many of us to see and interact online with our family and friends during the COVID pandemic, the experience still can’t substitute for actually being there. Immersing yourself in a vibrant crowd, standing shoulder to shoulder with real people again. You realize how much larger and […]

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How A Reverse Mortgage Can Help You Retire Better

Imagine waking up to find you no longer have a mortgage and there’s $50,000, $100,000, or $250,000 more in your bank account than you expected. This scenario isn’t just a castle in the sky. In fact, it plays out every day. The way it happens is with a reverse mortgage, and more than one million […]

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15 Money-Saving Tips for Slashing Your Summer Energy Bills

Ah, summer: cookouts, camping, outdoor concerts, and a break from high energy bills, right? Not exactly. Record-setting temperatures throughout the United States and Canada this summer are sending even the most frugal consumer to their nearest air conditioner, never mind the cost. With climate change bringing more frequent heat waves, taming summer energy costs is […]

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How to Retire Better In 9 Simple Steps

Whether you’re approaching retirement or already retired, you know there’s always room for improvement — room to retire better. To get you started on your retirement improvement plan, here’s a nine-step checklist to review and consider implementing. You may already be familiar with many of the items on the list, but now is the time […]

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10 Ways You Can Improve Your Mental Health at Home

If you’re like many Americans, you may feel that 2020 pushed you to the breaking point. It was back in August 2020 that the Centers for Disease Control and Prevention reported that more than 2 in 5 U.S. residents reported struggling with mental or behavioral health issues associated with the coronavirus disease 2019 (COVID-19) pandemic.1 […]

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10 Facts About Reverse Mortgages That People Tend to Overlook

Until you were eligible for Social Security and Medicare, or approaching the age when you would be, you may not have known exactly how these two pillars of retirement worked. You may not have understood, for example, that Medicare isn’t free or that for every year that you delay taking Social Security past full retirement […]

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