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Biggest Financial Regrets and What You Can Do About Them

Sinatra said it best: “Regrets, I’ve had a few.” In a long, adventurous life, you’ve probably racked up more than your share too, both emotional and financial. That passed-up investment in a certain Internet search engine. The loan to your brother that went unpaid. The timeshare that cost many times more than the salesperson said […]

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History of the Handshake: What We Can All Learn

Over the millennia, the handshake has maintained a firm grip on how we express ourselves. The act of two people grasping each other’s hands, accompanied by a brief up-and-down movement, has been used all through history for greetings, farewells, cementing agreements, expressions of gratitude and sportsmanship, win or lose. The handshake is so ingrained in […]

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Sequence of Returns Risk: How It Impacts Retirement

On Feb. 12, 2020, the Dow Jones Industrial Average (DJIA) closed the trading day at a record 29,568.57. If you were an investor in the market and a fan of Abraham Lincoln, on whose birthday the new high was achieved, you had big reasons to celebrate. However, on March 23, 2020, just 40 days later, […]

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How to Increase Your Credit Score Fast

Today, whether your goal is to buy a home or a car, rent an apartment, apply for a job, obtain a business loan, receive a lower insurance rate or simply get your utilities turned on in your name, you can expect the person or company evaluating your application to ask for permission to review your […]

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What is LESA?

Have You Been Properly Introduced to LESA (to Help You Pay Your Property Taxes)? In applying for a reverse mortgage to help you retire better, one of the steps, established by the FHA in 2015, is a financial assessment to determine your ability to maintain your home and regularly pay your property taxes and homeowners […]

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10 Things You Should Never Do to Try to Save Money

While it’s a good idea to be reasonably frugal, and there are a lot of great and practical ways to save money, it’s possible to take things too far. Certain money-saving ideas may sound good initially but then they tend to backfire. Here is a list of 10 things that you should not do to […]

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Streamlined Appraisal Process During COVID-19 Period

An essential part of every reverse mortgage loan is the home appraisal, which is used to determine the value of the home on which the loan approval and loan amount are largely based. Due to the social distancing measures now in place to limit the spread of COVID-19 and to protect the health and safety […]

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Be a Part of the Historic U.S. Census

Your response to the U.S. Census matters for so many reasons. Based on only nine questions and the answers you and more than 300 million Americans are expected to provide, the U.S. government uses the information to apportion not only the number of U.S. Representatives your state will receive but also trillions of dollars that […]

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25 Home Activities to do During the Coronavirus Quarantine

Americans are famous for making the best out of bad situations — for finding the silver lining even in the darkest clouds. So even if the coronavirus has temporarily confined us to our homes, this nationwide house arrest doesn’t have to drive us stir-crazy. Indeed, this mandatory time-out may make us realize once again that […]

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Sequence of Returns Risk Takes Center Stage with Markets Down

In plain English, sequence of returns risk means that if the stock market plunges at about the same time you retire and start taking regular withdrawals from your primary investment account, you could be in for a big financial shock. That’s because an investment portfolio exposed to stock market losses early in retirement, and then […]

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